I think that the Tree project still has a lot of potential, and now with a low market cap, it can really take off.
Want to make DeFi truly "not diverging from the goal"? Treehouse is the project that plans to build the "cornerstone of on-chain fixed income." It does something hardcore yet practical: it replaces traditional financial benchmarks like "LIBOR" with a version usable in the DeFi world.
The whole setup is interesting and substantial:
tAssets, like tETH, not only earn staking rewards when you invest your money, but they also automatically perform arbitrage, smoothing out fragmented DeFi interest rates; you can earn more while still engaging in DeFi, with wide applications. For users seeking to "not let funds sit idly and lose value," this is a friendly entry point.
The function of DOR is akin to giving DeFi a standard interest rate: Treehouse's expert panelists guess the ETH staking rate (called TESR) daily, and the community reaches a consensus on this curve, forming a credible indicator. This prevents DeFi from having "one giving 4%, another giving 6%" oscillations, and instead establishes a unified reference system.
The TREE token is essential; if you want to act as an agent (providing predictions, making calibrations), you must stake or use it; to access DOR data, you must pay a fee; community voting governance also relies on it. Additionally, accurate predictions can earn consensus rewards. The design tightly binds governance, user incentives, and governance together.
From a professional perspective, Treehouse is truly one of the few projects in DeFi that connects traditional assets with depth in technology and practical implementation in fixed income infrastructure. It is backed by a research team of over 400 people, aiming to provide the long-missing "comparable, standardized, and predictable" yield offerings in the DeFi market.
Currently, it has launched tETH + TESR, with a TVL of about $570 million and nearly 50,000 active users, having also obtained multiple security audits and insurance fund backgrounds. The token quickly made its way onto several mainstream trading platforms, garnering significant attention and institutional confidence.
Treehouse aims to ensure that DeFi's "money" no longer drifts aimlessly but has markers and a path, becoming as stable and composable as traditional finance. If you think DeFi is too wild, this pathway might seem a bit more reliable.
