The most famous cryptocurrencies and their status regarding Sharia compliance (according to the opinions of researchers and Islamic experts)
🔹 Cryptocurrencies generally permissible for investment/trading
(Provided that fair speculation is practiced and no involvement in usurious contracts or forbidden practices)
Bitcoin (BTC): The first and largest cryptocurrency, considered a "digital commodity" like gold, not associated with usury or gambling.
Ethereum (ETH): A smart contract platform, accepted by some scholars if used in permissible activities.
BNB (Binance Coin): Used within the Binance platform, its status depends on your usage (permissible trading is allowed, but usurious lending services are forbidden).
Solana, Cardano, Polygon: Blockchain platforms for smart contracts, same principle as Ethereum: generally permissible if not used in forbidden activities.
🔸 Cryptocurrencies with issues/doubt
USDT (Tether) & USDC: Stablecoins pegged to the dollar. The Sharia issue is that some of their issuances are backed by usury (interest on bank deposits).
Ripple (XRP): Its goal is to facilitate transfers between banks, but since most banks deal with usury → it raises doubt.
Staking coins with guaranteed profits: If the profits are guaranteed and fixed, this constitutes usury.
❌ Forbidden or legally dangerous cryptocurrencies
Cryptocurrencies associated with gambling or casinos (such as FunFair, Decentral Games).
Cryptocurrencies from pornographic projects (such as PornRocket).
Cryptocurrencies from pyramid/ fraudulent schemes (such as BitConnect previously).
Any cryptocurrency that gives you a fixed and guaranteed return without risk (this is explicit usury).