The efficiency and transparency of traditional factoring have been redefined on-chain. HUMA transforms 'credit' into assets, directly connecting funds with demand.

It packages cash flow into verifiable certificates, matching fund providers with demanders, with interest rates determined by risk layering and term structure; oracles and compliance gateways provide data endorsement, while the contract side templates custody, write-off, and payment processes. Standardization gives these assets composability: they can serve as both holding coupons and collateral to expand strategic options.

Cross-border settlement, freelancing, and the expansion of small and medium-sized trade have led to a more abundant supply of cash flow assets. HUMA reduces friction through automation and transparency, establishing both 'stable returns + compliant pathways.' #HumaFinance @Huma Finance 🟣 $HUMA