CeDeFi Credit: Huma Finance’s Hybrid Approach to Trust and Scale

Let’s be honest: pure DeFi hasn’t solved credit. Without reliable identity and income verification, the system collapses into collateralized lending for whales. On the other hand, CeFi is clunky, opaque, and exclusionary.

Huma Finance’s genius is its CeDeFi approach—blending decentralized protocols with partnerships, verification, and institutional-grade custody. This isn’t about ideology; it’s about what works.

With Binance backing it, Huma doesn’t need to pick a side in the CeFi vs. DeFi war. It can deliver scalable, compliant, and transparent lending products that work for both regulators and degens.

Here’s the hard truth: If your “decentralized” credit protocol can’t pass a regulator’s sniff test, it’s dead in the water. Huma is building credit rails that survive both crypto winters and regulatory storms@Huma Finance 🟣 #HumaFinancе $HUMA