Dear Community,

We’re thrilled to bring you the latest update from @Huma Finance 🟣 , a pioneering force in the world of decentralized finance (DeFi) and payments innovation. As of August 15, 2025, $HUMA Finance has announced a transformative partnership with Geoswift and Arf, launching a cutting edge settlement solution that promises to reshape global e commerce by delivering same day payouts to merchants worldwide. This development, detailed in their recent X thread , marks a significant leap forward in the evolution of real time commerce, and we’re excited to break it down for you.

The Problem: Outdated Banking Systems Holding Back E-Commerce

Traditional banking systems, with their rigid operating hours and time zone disparities, have long been a bottleneck for global merchants. Huma Finance highlighted a striking statistic: over 50% of Amazon merchants are based in Asia, yet payouts from U.S. and U.K. banks often arrive at least a day later due to legacy payment rails. This delay disrupts cash flow, hampers operational efficiency, and creates friction in an increasingly fast paced digital marketplace. The need for a modern, 24/7 payment solution has never been more urgent.

The Solution: $HUMA PayFi Network Takes Center Stage

Enter Huma’s PayFi (Payment Finance) Network, a revolutionary platform designed to deliver instant, compliant, and scalable liquidity. In collaboration with Geoswift a Vancouver based payment technology leader founded in 2010 with extensive expertise in cross border solutions and Arf, a provider of compliant global settlement services, Huma is rolling out a breakthrough system. This partnership enables Geoswift to fund merchant accounts the moment ecommerce platforms initiate payouts, leveraging Arf’s settlement infrastructure and Huma’s robust liquidity framework.

The result? Merchants can now enjoy same day payouts, eliminating the delays imposed by traditional banking systems. This isn’t just a minor upgrade it’s a redefinition of how global commerce operates, aligning with the growing demand for real-time financial services.

Why This Matters

The implications of this partnership are profound. According to a 2022 Bank for International Settlements (BIS) report on faster payment systems, real-time gross settlement (RTGS) technologies can reduce transaction times by up to 90%, unlocking unprecedented efficiency and liquidity. For our community, this means Huma Finance is positioning itself at the forefront of a global payments revolution, bridging the gap between traditional finance and Web3 innovation.

Geoswift brings a wealth of experience, having competed with 180 firms in the cross-border payments space and secured undisclosed funding to fuel its growth. This credibility, combined with Arf’s compliance expertise and Huma’s scalable infrastructure, creates a powerhouse trio poised to set new benchmarks for payment service providers (PSPs) serving global marketplaces.

What’s Next for Huma Finance?

This partnership is a testament to Huma’s commitment to delivering real-world impact. As Raymond Qu, Founder & CEO of Geoswift and Co-Founder of PolyFlow, noted, “Our merchants asked for faster settlements. We delivered and set a whole new benchmark for PSPs serving global marketplaces.” With this launch, Huma is not only enhancing merchant experiences but also paving the way for broader adoption of PayFi solutions across e-commerce platforms.

Community members are encouraged to dive deeper into the details by visiting huma.finance or exploring the full X thread. This could be one of the “7” strategic partnerships Huma has hinted at, and we’ll be watching closely for further updates.

Join the Conversation

We’d love to hear your thoughts! How do you see this impacting the ecommerce landscape? Are you excited about the potential of PayFi? Drop your comments below or join the discussion on our community channels. Stay tuned for more insights as this story unfolds.

Together, let’s embrace the future of finance with #HumaFinance