@Huma Finance 🟣 is leading a new direction in DeFi, pioneering the world's first PayFi network that combines payments and financing. Unlike traditional crypto lending models, Huma allows users to use future income (such as salaries, invoices, or remittances) as collateral for loans and supports unsecured financing through the TVM model. Smart contracts quickly and securely provide liquidity of up to 70-90% of future income streams based on cash flow patterns. #HumaFinance is injecting on-chain credit into real-world assets, reshaping the boundaries of global financial services.