From 'spending' to 'earning', @humafinance innovates payment value with $HUMA
When it comes to 'spending', people often only focus on 'how fast it is' and 'how expensive it is'; but @humafinance has proposed a new proposition - can we make it possible to 'earn money' while 'spending'? Relying on the PayFi ecosystem built by HUMA, @humafinance has achieved this, deeply binding payment with DeFi functions, allowing every payment to become the starting point for capital appreciation, completely revolutionizing the value of payment.
In @humafinance's ecosystem, cross-border payments are no longer just a simple transfer of funds: after the user initiates a remittance, the funds arrive in seconds, with speed comparable to sending daily messages; more importantly, users can activate the 'future income financing' function at the same time as completing the payment. By using future stable cash flows (such as receivables, fixed salaries, cross-border remittances) as collateral, they can obtain 70%-90% of the funds in advance. These funds, which arrive early, can be used for urgent turnover or invested in stable financial management, allowing funds that would normally be 'waiting to arrive' to generate returns in advance. For enterprises that frequently engage in cross-border business, this means that payment is no longer a cost burden, but a key link that can create additional profits for the enterprise, and #HumaFinance is redefining the meaning of payment.
In order to ensure the sustainable and healthy development of the ecosystem, @humafinance has also designed a comprehensive incentive and protection mechanism: liquidity providers who deposit stablecoins can earn dual returns of lending interest and $HUMA rewards, without bearing the risks of high volatility assets; at the same time, the platform will use 50% of the transaction fee income for repurchasing and burning HUMA, providing long-term support for the token value through a deflationary model, allowing HUMA holders to share in the dividends of ecosystem growth. Currently, @humafinance has launched on Solana and BNB Chain, and the cross-chain advantage allows users from different ecosystems to easily access and enjoy one-stop services of 'payment + financing + financial management.'