$TREE The cryptocurrency market is much better now than it was before. Many fixed incomes were previously only accessible to Wall Street capital. But don’t worry, TREE has effectively solved this problem.
Treehouse Labs has developed a decentralized protocol that focuses on providing blockchain users with low-volatility fixed income solutions. Through technological means, it connects traditional financial markets with the crypto world, allowing ordinary investors to access stable returns that were once exclusive to institutions.
1. Asset Anchoring Reality: The protocol converts low-risk assets such as government bond reverse repos and high-rated corporate bonds into on-chain certificates, supporting subscriptions in RMB or stablecoins, with a minimum investment of 100 yuan, and an annualized return of around 5.3%;
2. Dynamic Risk Control: An algorithm is used to adjust the investment portfolio duration in real-time. When market volatility exceeds a preset threshold, the system automatically triggers a state-owned brokerage takeover mechanism to ensure the safety of the principal;
3. Seamless Settlement: Collateral is directly linked to the interbank market, with liquidity provided by licensed financial institutions, avoiding on-chain slippage issues.
The Practical Application of TREE
It has already connected to the domestic interbank bond market channel and received support from some regional banks for pilot programs;
Small and medium-sized merchants in places like Yiwu and Wenzhou use the protocol to manage short-term liquidity;
The total locked-up amount of the protocol has reached 890 million USDC, with funds mainly coming from business operations and personal savings.
The Value Positioning of TREE
It provides compliant and transparent fixed income options for risk-averse ordinary investors, while helping traditional financial institutions cost-effectively reach blockchain user groups. Currently, participation is available through a web portal or WeChat mini-program, with daily earnings automatically settled to the linked account.
