๐๐ฎ๐ฆ๐ ๐ ๐ข๐ง๐๐ง๐๐ @Huma Finance ๐ฃ : ๐๐ก๐ ๐ ๐ฎ๐ญ๐ฎ๐ซ๐ ๐จ๐ ๐๐๐ฒ๐ ๐ข ๐จ๐ง ๐๐ข๐ง๐๐ง๐๐
๐ Huma Finance $HUMA
is leading the PayFi revolution, blending payments & financing on-chain to unlock instant liquidity for businesses & individuals. Forget crypto-backed loansโHuma lets you borrow against future income like invoices, salaries, or remittances using the Time-Value-of-Money (TVM) model. ๐ธ
๐๐๐ก๐ฒ ๐๐ฎ๐ฆ๐?
Instant Liquidity: Get 70โ90% of expected revenue upfront via Solanaโs fast, low-fee blockchain.
Uncollateralized Lending: No need for crypto collateralโtokenize real-world income streams!
High Yields: Liquidity providers earn 10โ15% APY, with some pools hitting 20โ30% with $HUMA bonuses.
T+0 Settlements: Say goodbye to 3โ5 day payment delays for cross-border transactions.
Real-World Impact: From SME cash flow to remittances, Huma powers a $30T market.
๐ผ ๐๐จ๐ฐ ๐๐ญ ๐๐จ๐ซ๐ค๐ฌ:
Pledge future cash flows (e.g., invoices) via smart contracts.
Decentralized oracles verify income data for instant credit.
Lenders earn yields from short-term loans (1โ5 days), recycling capital up to 100x/year.
Choose Classic Mode (10.5% APY) or Maxi Mode (up to 25x $HUMA rewards).
๐ ๐๐ฎ๐ฆ๐ ๐๐ฒ ๐๐ฎ๐ฆ๐๐๐ซ๐ฌ:
$4.4B in transactions processed.
$38M raised from Distributed Global, Hashkey, & Stellar.
$0.0347 token price, $60.22M market cap (July 31, 2025).
Partnerships with Solana, Circle, & Stellar.
๐๐๐ฌ๐ ๐๐๐ฌ๐๐ฌ:
Instant invoice financing for SMEs.
Affordable cross-border remittances.
Early wage access for workers.
DePIN & green finance solutions.
๐ฅ $๐๐๐๐ ๐๐จ๐ค๐๐ง:
Utility: Pay fees, stake for governance, earn rewards.
Supply: 10B max, with deflationary incentives.
Airdrop: 50M tokens for community contributors.