Traditional lending in crypto was always collateral-based — stake your $BTC or $ETH , borrow 30–50% and hope the market doesn’t crash. But @Huma Finance 🟣 completely flips that model with PayFi: enabling uncollateralized loans backed by your real-world income streams like invoices, salaries and remittances. #HumaFinance is building automated liquidity rails where borrowers can access 70–90% of their expected revenue in advance using smart contracts and TVM-based credit scoring.

This is massive for freelancers, SMBs, and anyone with predictable cash flow. Instead of locking tokens, you borrow against your future — just like real-life factoring, but on-chain and programmable. $HUMA is unlocking a trillion-dollar addressable market in receivables financing and cross-border payments. I believe HUMA is a future giant in the Real World Asset + Fintech zone.