HumaFinance Turning Real-World Earnings Into On-Chain Credit
HumaFinance is building the first PayFi network, combining payments and financing to bring real-world income and receivables directly onto the blockchain. Unlike typical crypto-backed loans, Huma allows users to borrow against future income like salaries, invoices, or remittances using its unique Time-Value-of-Money (TVM) system.
By evaluating cash-flow patterns, the protocol can instantly provide 70ā90% of expected revenue through smart contracts. This delivers fast, fair, and uncollateralized lending for both individuals and businesses, making financial access easier without needing large upfront assets.
With HumaFinance, credit moves at blockchain speed secure, transparent, and powered by real-world earnings.
