🚀 @Huma Finance 🟣 : The Credit Protocol for the New Economy
Breaking free from archaic credit systems, Huma delivers intelligent financing solutions powered by decentralized AI:
🔮 Smart Credit Assessment
Evaluates 120+ data points including DeFi activity, gig platforms & crypto portfolios
Recognizes digital assets as financial history
Approves 3x more applicants than traditional banks
💎 Diamond-Tier Benefits
Rates from 5.9% APR (vs 15%+ industry average)
Credit lines up to $25,000
Instant conversion between crypto/fiat
🌐 Global Financial Passport
Build credit history recognized across 200 jurisdictions
No minimum income requirements
Supports 45 native currencies
Web3 Native Features:
• NFT collateralization (coming Q1 2024)
• DAO-governed risk parameters
• On-chain credit scoring
"My Axie Infinity earnings helped secure a business loan when banks rejected me for 'insufficient history'" - Sarah, Manila
$HUMA Ecosystem
30% fee discounts for stakers
Governance power over protocol upgrades
Revenue sharing model