The introduction of formal credit ratings to DeFi protocols is shaking the foundations of decentralized finance—and it’s trending heavily under #DeFiGetsGraded .

This landmark development signals growing institutional trust and the potential for broader adoption. But it also raises key questions: Can a centralized rating system coexist with the decentralized ethos of DeFi? Will transparency and risk-awareness improve, or could ratings create new dependencies?

As creators, we have a responsibility to explore both sides—even as we celebrate the credibility boost such ratings may offer. We can analyze the methodology behind ratings, compare rated DeFi protocols with unrated counterparties, and assess potential impacts on user trust and capital flows.

By doing so, we enrich the conversation and position ourselves as thoughtful voices in the evolving DeFi landscape.