š³ @Huma Finance š£ : The Credit Protocol for Web3 Era
Banks see risk - we see potential. Huma's decentralized credit engine powers:
š Next-Gen Underwriting
ā¢ Analyzes on-chain activity + off-chain income
ā¢ Values your ENS domain, POAPs & crypto history
ā¢ 73% higher approval rate than traditional lenders
ā” Lightning-Fast Access
6.5 min average approval (vs 5+ bank days)
Stablecoin or fiat disbursement options
Auto-syncs with 80+ crypto wallets
For Web3 Builders:
ā DAO contributors between grants
ā NFT artists funding collections
ā DeFi degens avoiding liquidations
$HUMA Utility:
ā¢ 15% APR for liquidity providers
ā¢ VIP loan terms for long-term holders
ā¢ DAO-controlled treasury
"Used my ENS history to secure a loan for my DApp launch - no bank would touch this!" - Jordan, Ethereum dev