**Huma Finance: Reshaping the Future of DeFi Lending**

Huma Finance is a decentralized lending protocol that allows users to obtain loans based on on-chain income records through an innovative 'income collateral' model, breaking through the traditional over-collateralization limitations. The platform leverages real-time credit scoring and risk management algorithms to enhance capital efficiency while ensuring fund security. Huma Finance is advancing DeFi lending from collateral dependence to cash flow validation, unlocking more flexible financing solutions for Web3 finance. @Huma Finance 🟣 #humafinance