Structuring real-world asset tokenization Singapore is moving beyond pilot projects to asset tokenization and is looking to take full advantage of real-life asset tokenization using the XRP Ledger (XRPL) to rapidly increase transaction speed, efficiency and market facilities. The XRPL guarantees finality of up to 3 5 seconds compared to the average of 15 seconds on the Ethereum. It is the operational advantage that supports the drive to develop scalable regulatory pathways of digital assets in Singapore.
Project Guardian: Emergence to Commercial operation
Singapore Monetary Authority Authorized the adoption of the XRPL in the framework of project Guardian. Started in 2022 the project has extended to encompass more than 40 worldwide organizations in numerous jurisdictions. June 2025 saw a notable pilot, tokenising a $100m in commercial real estate funded with finance giant, DBS and JPMorgan, achieving a 40 percent reduction in settlement times (3 days to under 2) flagged by a 25 percent cost savings.
MAS has also published industry frameworks, namely Fixed Income and Funds, to inform commercial tokenization and developed the Global Layer One (GL1) infrastructure to support cross border tokenized settlements.
Technical merits of the XRP Ledger Drive Real life adoption
The XRP Ledger architecture is specially designed to support high-performance applications. It can support about 1,500 TPS and low-energy computation activities- credit to its federated consensus algorithm. It has inbuilt capabilities, including escrow, payment channels, and decentralized exchange functions, which allow advanced tokenization without much friction, whereas the deals with ultra-low rate fee are optimal when it comes to the high-volume transactions.
Singapore is a magnet to tokenization using blockchains due to the regulator clarity. MAS classifies XRP as being in the Digital Payment Token category- which excludes any classification as a security- giving it a practical, compliant environment that helps build institutional trust.
The European Central Bank, in following the example of Singapore, is evaluating XRPL as the basis of its digital euro test. This scalability of the technology would benefit the use of digital asset infrastructure in the future of the EU.
The post Singapore Accelerates Tokenization with Ledger Backing appeared first on Coinfomania.
