Common P2P Scam Methods Pakistan meinFake Proof of PaymentScammer aapko edited screenshot bhejta hai jaise paisa send kar diya ho.Original transaction hota hi nahi, ya phir pending hota hai.Mostly Binance P2P ya Facebook groups pe hota hai.
Stolen Bank / Mobile Wallet AccountsScammer kisi hacked account se paisa send karta hai.Later, asal owner complaint karta hai → bank ya wallet freeze kar deta hai aapka account investigation tak.
Reversal ScamPayment milne ke baad scammer bank ya wallet mein fraud complaint kar ke paisa wapas le leta hai.Mostly Meezan, HBL, Easypaisa, JazzCash mein hota hai.
Underpaid TransferDeal 100,000 PKR ki hoti hai, lekin wo 99,000 send karta hai aur kehta hai baqi chhote note cash mein de dena.P2P platform ke rules ke mutabiq full payment receive hone tak release nahi karni chahiye.
Third-Party Payment FraudScammer kisi teesre bande ka paisa aapke account mein send karwa deta hai.Later wo banda FIR karwa deta hai aur aapka account suspect ban jata hai (Money Laundering ka risk).
P2P Scam ke Main TargetsBinance P2P traders (crypto buyers/sellers)
Facebook/WhatsApp
trading groupsFreelancers jo direct EasyPaisa/JazzCash receive karte hainOLX aur Marketplace sellers
Bachne ke Liye TipsSirf verified buyers/sellers se deal karein (platform pe good feedback wale).Payment receive hone ke baad minimum 1-2 hours wait karein, taake reversal ka risk kam ho.Apni CNIC copy, OTP, ya account access kabhi share na karein.Agar third-party ka naam account statement pe aaye, deal cancel karein.Hamesha P2P platform ka chat aur dispute system use karein.