The P2P Scam You’ve Never Heard Of — Until It’s Too Late
If you trade crypto peer-to-peer, you already know the usual tricks — chargeback fraud, fake receipts, hijacked accounts. But there’s a new scam flying under the radar, and even seasoned sellers are falling for it.
🚨 The Overpayment Trap — Explained
Here’s the play-by-play:
1. Legit Start – The buyer opens a normal trade and sends you the agreed payment.
2. Small Overpay – Instead of $100, they send $103.
3. Polite Ask – “Hey, I sent a bit too much. Mind sending the $3 back?”
4. The Setup – If you send the refund outside the platform, they report you for off-platform activity.
5. You Lose – Your account gets flagged or banned, and they walk away with your crypto.
Why It Works
It feels like no big deal. A $3 refund seems harmless.
Off-platform transactions violate most P2P platform rules — no exceptions.
Scammers exploit the rules and report you first. You’re left with no defense.
How to Stay Safe
✅ Stick to the platform. Never send or receive money off-site.
✅ Reject refund requests. Tell them to cancel and reinitiate with the correct amount.
✅ Use in-platform chat only. It’s your only evidence if things go sideways.
✅ Stay sharp. Scams evolve fast — so should your awareness.
Bottom Line:
This scam uses your honesty against you. Being polite is fine — just don’t be naïve. In P2P, one off-platform move can cost you everything.
Think before you refund.#HotJulyPPI #BNBBreaksATH #BTCBreaksATH #REVABinanceTGE #ETH5kNext? $BTC
