The P2P Scam You’ve Probably NEVER Heard Of
Most crypto traders know the usual P2P scams — fake payments, reversed transfers, stolen accounts. But there’s a sneaky new trick going around that’s catching even smart sellers off guard.
The Overpayment Trap – Step by Step:
1️ Normal Trade – The buyer sends you the right amount for your crypto.
2️ “Oops, I overpaid!” – They send a little extra, like $3–$5.
3️ Polite Message – They ask you to send the extra money back.
4️ The Setup – If you send the refund outside the platform, they report you for breaking the rules. Your account could get banned — and they still keep your crypto.
Why It Works
- It feels harmless — just a small refund, right?
- Most platforms don’t allow off-platform payments at all.
- The scammer reports you first, and the platform may side with them.
---
🛡️ How to Stay Safe
✅ Only send/receive money through the platform
✅ If someone overpays, ask them to cancel and restart the trade
✅ Keep all chats inside the platform for proof
✅Stay sharp — scams keep evolving
---
Final Tip
Being polite is great — but in P2P trading, politeness without caution can cost you your crypto.