Credit unlocks economies.
But in DeFi, it’s mostly been ignored — buried under overcollateralization and short-term yield loops.
Now imagine this instead:
You run a business.
You have cash flow.
You want capital.
You don’t need to stake $5000 in ETH —
You just need to prove your revenue.
That’s what’s happening now.
Loans backed by income.
On-chain credit profiles based on behavior, not just token balances.
Risk assessed in real time.
It’s not about whales borrowing from whales.
It’s about making Web3 finance work for real people, real businesses, real growth.
And this isn't theory.
It’s already live — distributing capital where it’s actually needed.
