@Huma Finance 🟣 , directly gaining fans with their PayFi Stack! This is not a financial framework; it clearly breaks down complex finance into six blocks of 'transparent building blocks,' each layer hitting pain points: the transaction layer leverages Solana for maximum speed, completing transfers in 400 milliseconds; the currency layer is anchored to USDC and PYUSD, stable as the cash in hand; the custody layer has dual protection from Fireblocks and Cobo, providing a strong sense of security; the compliance layer uses Elliptic to strictly prevent money laundering, never compromising on compliance; the financing layer can quickly convert invoices into cash, instantly reviving corporate cash flow; the application layer even supports Arf for cross-border payments, maximizing practicality!
#HumaFinance will launch this framework in July 2024, having processed 3.8 billion dollars in transactions to date, genuinely doing real work, not just making empty promises! What amazes me the most is how it has accelerated 'the speed of money'—cross-border payments no longer need to wait 3-5 days, and the fees are surprisingly low. Not to mention the $HUMA tokens (total supply of 10 billion), which can be staked for a 10.5% annual return and allow participation in platform voting; this sense of 'being able to have a say' is much more satisfying than simple wealth management!
Look at $HUMA working closely with Solana and Circle, aiming straight at the 16 trillion payment market, suddenly realizing that Web3 finance is not just a technical gimmick. This PayFi Stack is clearly a tool that saves money for ordinary people and eases the minds of businesses; #HumaFinance $HUMA has truly ignited my expectations for Web3 finance, this wave is really cool!