Stablecoins and Decentralized Finance (DeFi) are poised to revolutionize the financial landscape, dramatically reducing costs and friction. Real Vision analyst Jamie Coutts highlights the potential of these technologies to eliminate trillions of dollars in economic friction via stablecoins. DeFi platforms are already demonstrating their ability to lower credit costs. Coutts notes that blockchain companies in the US are offering mortgages with interest rates at least 1% lower than traditional banks. This has resulted in a loan volume exceeding $11 billion, indicating a growing adoption and trust in DeFi solutions. The impact extends beyond lending. Stablecoins and DeFi are expected to boost net profits for retail sellers and accelerate the velocity of money, creating a more efficient and dynamic financial ecosystem. As these technologies mature, they promise to reshape how we interact with money and financial services. ```