@Treehouse Official The 'Interest Rate Revolution' Unleashed: Why $TREE is a 'Must-Have' for DeFi
In the world of DeFi, 'interest rates' have always been a vague concept—different platforms offer chaotic quotes, the risk of manipulation is high, and there is a lack of unified standards. @Treehouse Official aims to change all this: by establishing an on-chain interest rate benchmark through the DOR protocol and creating a crypto version of 'government bonds' with tAssets. #Treehouse is working on equipping DeFi with the 'engine of traditional finance', and TREE is the key to starting this engine.
The DOR protocol from #Treehouse can be regarded as the 'on-chain central bank'. It uses smart contracts to capture real-time multi-chain funding supply and demand data, generating a fair interest rate after eliminating abnormal transactions, providing both borrowers and lenders with a unified pricing reference. This solves a key problem: in the past, users had to frequently switch platforms to find high interest rates, which was both cumbersome and risky; with DOR, users can quickly assess whether the interest rates are reasonable, avoiding pitfalls. tAssets are a 'model for interest rate applications', for example, tETH splits assets into a 'safety layer + yield layer', where the safety layer ensures that the principal does not lose value, and the yield layer earns 4.2% annualized through low-risk strategies, addressing the pain points of conservative users.
The institutional resources of @Treehouse Official are its invisible advantage. From the seed round to the strategic round, the participating investors are all leading institutions in traditional finance and the crypto field, which not only brings capital but also resources—such as cooperation with compliance nodes and input from traditional fixed-income strategies. As the 'equity carrier' of the ecosystem, the $TREE token will connect users and institutions in the future: holders can participate in protocol upgrades through governance, while institutions need to hold a certain amount of $TREE to access DOR data. This bidirectional binding allows the demand for TREE to continue growing.
From a market potential perspective, #Treehouse is targeting the trillion-dollar fixed income market. In traditional finance, fixed income accounts for over 60%, while DeFi currently accounts for less than 10%, indicating a huge growth space. With the launch of the DOR mainnet and the expansion of tAssets, #Treehouse is expected to become the 'infrastructure' of this market. For investors, TREE is not just a token; it is the key to positioning for the next growth frontier in DeFi, and #Treehouse is proving that the wisdom of traditional finance is the future of DeFi.