Can pay stubs be used as collateral? $HUMA allows future income to be accessed in advance
#HumaFinance
Still worried about the high barriers to entry for crypto collateralized lending? @Huma Finance 🟣 brings HUMA to completely rewrite the rules—your pay stubs, unpaid invoices, and cross-border remittance slips can all become 'on-chain withdrawal certificates.' This is the world's first PayFi network, turning 'money that can be earned in the future' into cash that can be used today, allowing everyone to leverage their income value in advance.
Traditional lending focuses on how much assets you currently have, while #HumaFinance cares more about how much you can earn in the future. Do businesses have invoices that take 60 days to collect payment? After uploading and verification, smart contracts can instantly approve 70%-90% of the amount, with funds coming directly from the liquidity pool, dramatically increasing cash flow turnover efficiency; workers wanting to advance their monthly salary? Submit income proof and get the amount in minutes, no more anxiety waiting for payday. Behind this, $HUMA , as the core of the ecosystem, is making the logic of 'credit as collateral' a reality on-chain.
Ordinary users can also benefit from HUMA: deposit USDC, USDT to become LPs, earning stable lending interest while also receiving HUMA rewards; the platform will use 50% of transaction fee revenue to buy back and burn $HUMA , with a deflationary mechanism continually enhancing the token's value. It has now launched on Solana and BNB Chain, making cross-border advances as simple as sending a message, while also allowing users to earn DeFi yields effortlessly—a level of experience that traditional finance wouldn't even dare to imagine.