$HUMA tells you: The best collateral is your ability to earn money
The 'collateral superstition' of crypto lending should be broken - @Huma Finance 🟣 launched #HumaFinance using HUMA to tell you: Compared to BTC, your paycheck and expected business revenue are more reliable 'repayment guarantees.' This global first PayFi network is directly turning 'earning ability' into on-chain lending limits, making credit truly equal to cash.
Traditional lending always requires you to mortgage 'assets accumulated in the past,' while #HumaFinance focuses more on 'value created in the future.' Freelancers got a big contract? After uploading the contract, 70%-90% of the advance payment arrives instantly, without waiting for project completion; a startup has an incoming investment? Submit the agreement, and the funds immediately go to the liquidity pool, solving operational turnover issues. The secret behind all this efficient operation is the smart contract system driven by $HUMA , making credit assessment no longer reliant on collateral.
HUMA has paved the way for ecological participants to earn money: ordinary tokens allow users to deposit stable LP, enjoying both interest and HUMA rewards; 50% of platform transaction fee revenue is used to buy back and burn HUMA, steadily increasing token value alongside ecological expansion. Now, users on Solana and BNB Chain have already experienced: when advancing cross-border income, not only is there no need for collateral, but they can also enjoy cross-chain benefits. This model of 'borrowing money based on ability and earning money based on credit' is the new rule written by #HumaFinance using $HUMA .