In the world of DeFi, most lending protocols still rely on highly volatile cryptocurrency collateral. This forces users to 'lock' a large amount of assets, sometimes several times the amount they want to borrow, leading to waste and limiting access to capital.

Huma Finance is changing the game. Instead of requiring crypto collateral, Huma builds a credit model based on users' real and verifiable income. This is the key to unlocking opportunities for millions of freelancers, remote workers, and content creators – individuals often overlooked by traditional banking systems.

Eliminate the 'Collateral Wall'

Huma does not require you to deposit collateral worth several times the loan amount. Instead, a stable income is your 'borrowing power'. This allows borrowers to access capital faster, more flexibly, and no longer be constrained by high collateral requirements.

Born for the New Working Generation

While banks and many other DeFi projects still overlook the gig economy and creator community, Huma proactively embraces this user group. The protocol is designed to provide short-term loans, salary advances, and financial products that cater to the real needs of freelancers and creatives.

Not Just a Token – A Whole Operating Ecosystem

Huma's developer support fund is sponsoring a range of new projects and tools: from salary advance services, subscription-based lending models, to automated payment applications. All are powered by the HUMA token, creating a decentralized financial ecosystem tightly linked to real needs.

Community Holds the Power

With Huma, governance is not a formality. HUMA holders have the right to participate in important decisions: choosing risk governance models, adjusting interest rates, or approving new integrations. Every change in the protocol stems from the community itself.

Real Growth, Not 'Window Dressing'

Huma does not stop at theory. More and more developers are joining, the number of interactive wallets is increasing sharply, and real financial products have started to serve users. This is not a trend-following token – it is a platform that is truly being used.

A Bigger Vision

For DeFi to mature, projects like Huma are needed – connecting blockchain with real-life finance, creating tools that help people manage and access capital easily, transparently, and fairly. Huma Finance is not just a new lending protocol. It is a step forward to make DeFi the finance of the people – limitless, barrier-free.

♡𝐥𝐢𝐤𝐞💬 ➤ @Huma Finance 🟣 #HumaFinance $HUMA