#HumaFinance | $HUMA | @Huma Finance ๐ฃ
Huma Finance is pioneering the PayFi movement, unlocking instant, stablecoin-based global settlements by tokenizing real-world receivables. Its mission is to replace slow, high-cost traditional payment rails with a decentralized, yield-generating alternative that benefits merchants, institutions, and DeFi users alike.
Market & Performance
โข Price: ~$0.036โ$0.037
โข Market Cap: ~$60โ65M | FDV: ~$370M
โข Circulating Supply: ~1.73B HUMA (Max: 10B)
โข 24H Volume: $25Mโ$35M
โข ATH: ~$0.11 (May 2025) | ATL: ~$0.029 (2025)
โข Growth: +12โ16% (24H) | +16% (7D)
Protocol Scale & Usage
โข $4B+ total transaction volume since launch
โข $2.3B in credit originated across 12 lending pools
โข Huma 2.0 deposits: $50M USDC from 53,400 depositors
โข Dual Yield Modes:
โข Classic: Stable yield + staking rewards
โข Maxi: Higher reward potential for risk-tolerant LPs
Funding & Partnerships
โข $46.3M raised in total
โข $8.3M seed round
โข $38M Series A led by Distributed Global
Backers: Circle, Solana Foundation, Galaxy Digital, NextGen Venture Partners
Integrated with Global Dollar Network (GDN) for institutional stablecoin use
Listed on OKX, Upbit, and Bithumb with margin trading & Simple Earn features
Technical Architecture
โข Built on Solana for low fees and high throughput
โข Cross-chain compatibility with Ethereum, Polygon, Stellar, Celo, and Scroll
โข Permissionless architecture in Huma 2.0 for composable DeFi integrations
โข Native $PST LP token for liquidity provisioning and governance
$HUMA Token Utility
โข Staking & Delegation: Secure network and earn protocol rewards
โข Fee Payments: Pay for settlement, lending, and yield services
โข Governance: Vote on protocol changes and ecosystem initiatives
โข Deflationary Model: 50% of fees used for buyback & burn to reduce supply
โข Ecosystem Incentives: Airdrops, liquidity mining, and grant programs
Recent Campaigns
Binance Launchpool (May 2025) 250M HUMA rewards for BNB, FDUSD, and USDC stakers
Season 1 Airdrop โ5% of supply to early adopters; 2.1% follow-up drop post-TGE
Huma 2.0 Launch Permissionless yield protocols with Classic & Maxi modes
Why Huma Stands Out
โข First-Mover Advantage: PayFi model with real-world receivable collateral
โข Institutional Grade: Trusted by leading fintech & blockchain investors
โข High-Speed Settlement: Solana architecture enables near-instant transactions
โข Proven Growth: 30,680% annual price surge & 1,500% wallet growth
โข Global Reach: Serving DeFi, institutional investors, and payment networks
Huma Finance isnโt just another DeFi protocol itโs building the rails for the next era of global payments.
