Borrowing Against Future Income with Huma Finance 💼💡
I recently came across @Huma Finance 🟣 and their approach to lending is very different from the usual crypto model. Instead of requiring you to lock up assets, Huma lets you borrow against your future income, like salaries, invoices, or remittances.
This is part of what they call the first PayFi network a blend of payment and financing infrastructure built on-chain. Using their Time-Value-of-Money model, Huma can analyze cash flow patterns and provide instant liquidity for 70–90% of your expected future revenue, all through smart contracts.
For freelancers, businesses, and anyone with reliable income streams, this could be a game changer. It means access to funds without selling assets or over collateralizing, while still keeping the process transparent and secure.