In the past two months, I withdrew some profits earned from high-risk projects, thinking it was time to find a more stable direction. I accidentally came across @Treehouse Official , which unexpectedly gave me a completely new understanding of the future of DeFi.
#Treehouse is focused on infrastructure, with a clear goal of establishing a complete fixed income market for DeFi—traditionally, the fixed income market is five times the size of the stock market. This sector is actually a significant blank space in Web3.
Their two core products, tAsset and DOR, are the reasons I started to take this project seriously:
First, tAsset is an LST 2.0 asset issued by Treehouse. For example, tETH is an upgraded version of LST based on ETH/stETH. It retains the original staking returns while further enhancing yields through built-in interest arbitrage strategies, realizing a dual source of 'staking returns + arbitrage spread.' This design makes tAsset a higher-yielding and more composable asset that can be used for trading, collateral, or further creating structured products.
Second, DOR (Decentralized Offered Rates) is a decentralized interest rate benchmark system established by Treehouse. It is not a token or asset, but a set of on-chain reference rates generated based on a consensus mechanism of quote nodes. It mimics traditional financial rates like LIBOR and SOFR, but possesses characteristics such as decentralization, transparency, and verifiability, providing a unified pricing basis and interest rate standard for DeFi, serving as the foundational layer of the entire fixed income ecosystem.
Treehouse has a very high recognition. The exchanges that have announced listings include Binance, OKX, Bybit, MEXC, HTX, and KuCoin, all of which are top-tier CEXs. Such endorsements are rare, especially for a newly established DeFi fixed income protocol.
Of course, I didn't just choose to receive airdrops; I directly staked $TREE. The reason is simple: staking in the Panelist Vault currently has an APR in the range of 50% to 75%, far exceeding the market average. Since I am optimistic about $TREE, why not stake more to gain some benefits? haha~
The main reason is that the initial circulation is less than 20%, with the team and investors locking up for more than six months, meaning there is little selling pressure in the early stages. The airdrops are given to truly supportive and loyal users of the ecosystem.
So I am personally optimistic about the price of $TREE. If the price stabilizes at my estimated level, just relying on staking rewards could yield a very considerable return.
Treehouse is one of the few protocols in the current DeFi track that truly follows the 'hard technology' route. It is about building foundational infrastructure that no one has done, but everyone needs. Fixed income assets, once operational, will become a huge reservoir of traffic and value in DeFi.
Now is the best time to position yourself.
You can choose to observe, or you can choose to stand in the right position from the beginning like I did~