Huma Finance is extremely attractive to institutions. Its PayFi model targets cross-border payments and financing for small and medium-sized enterprises, backed by a $30 trillion market.
Major institutions like Circle Ventures and Distributed Global have already invested over $46 million, indicating that Huma has solid fundamentals. Huma's transaction volume has reached 4.3 billion, and a 97.9% repayment rate gives institutions confidence.
Its partially centralized structure, such as credit assessment, reduces regulatory risks, and its compliance is stronger than many DeFi projects. Solana's low costs and high performance also make Huma's on-chain settlement particularly friendly for enterprise-level applications. The undervaluation of the HUMA token and its lock-up design present a low-risk entry opportunity for institutions.
Market sentiment may be temporarily volatile, but institutions are looking for long-term returns, and Huma's potential still looks promising in their eyes.