@Huma Finance 🟣 is pioneering PayFi — a new lending model that allows people to borrow against future income instead of using crypto assets as collateral. This includes earnings from salaries, invoices, and remittances. By leveraging smart contracts and its Time-Value-of-Money (TVM) model, Huma can instantly release 70–90% of expected income as liquidity. The process is secure, automated, and fully on-chain.

Current Market Snapshot

HUMA is currently trading at around $0.0366 with a market capitalization of approximately $63 million. The circulating supply is about 1.73 billion tokens out of a total of 10 billion. The project has seen growing liquidity on its network, signaling increasing adoption and user trust.

What Makes Huma Finance Unique

1. Income-Based Lending

Huma’s TVM-powered PayFi model opens access to credit for people and businesses who have stable income but lack traditional collateral, making financial services more inclusive.

2. Trusted Payment Infrastructure

The platform supports real-time programmable payments, cross-border settlements, and trade finance — ensuring smooth financial operations in a decentralized environment.

3. Strategic Milestones

Launched yield opportunities tied to real-world payments.

Integrated with networks that expand global reach and adoption.

Secured listings on major exchanges, boosting liquidity and accessibility.

4. Token Utility and Governance

The HUMA token powers staking, rewards, and governance. Holders can propose changes, vote on protocol upgrades, and shape the project’s direction.

Roadmap Ahead

Huma Finance plans to expand its lending features, strengthen cross-chain integrations, and roll out advanced governance tools. In the longer term, it aims to connect with more networks, add new financial products, and improve risk management models.

Why It Matters

Huma Finance is bridging real-world finance and blockchain by replacing asset-based lending with income-based credit. This shift can open new opportunities for freelancers, small businesses, and global communities, making decentralized finance more inclusive and practical.

#HumaFinance $HUMA @Huma Finance 🟣