$HUMA
From having assets to having talent: Huma Finance converts capability into capital for loans
Traditional finance only recognizes 'asset holders', @Huma Finance 🟣, but opens the doors to the 'talented'. Its PayFi network transforms the future income flow generated by individual capabilities into capital that can be lent in the present, allowing the technical services of programmers, the creativity of designers, the professional knowledge of consultants, and other intangible capabilities to receive financial support, redefining the meaning of 'capital'.
The core of this transformation is the recognition of 'human capital'. The @Huma Finance 🟣 protocol does not focus on users' current assets but rather assesses the sustained income flow that their capabilities can generate, offering a loan limit of 70% to 90%. Income from professional services of freelancers, revenue sharing from content creators, and compensation for skilled workers can activate liquidity here, allowing capabilities to be monetized without being limited by time.
The token $HUMA is the bridge that connects capability and capital. Owning HUMA means recognizing the idea that 'capability is capital', and participating in building the ecosystem allows more types of human capital to become visible. As more 'talented' individuals receive support through the platform, the value of $HUMA