Huma Finance Surges 278% in 90 Days PayFi Pioneer Accelerates Adoption!
What is Huma Finance ($HUMA)?
Huma Finance is the first “PayFi” (Payment Finance) protocol bridging traditional finance with crypto. It enables instant, stablecoin-based payment and financing services for institutions — offering a much faster alternative to SWIFT-like systems.
Through Huma, companies can collateralize real-world receivables (like invoices) to instantly access stablecoins such as USDC or USDT, while liquidity providers earn both stablecoin yields and HUMA token rewards.
Deflationary Tokenomics:
Half of all fees collected from debt repayments are used to buy back and burn HUMA tokens, reducing supply over time and potentially supporting long-term value.
Products & Use Cases:
Huma 2.0 (launching April 2025): Permissionless retail access
Huma Institutional: Regulated platform for institutions
Supports developer-built PayFi applications like promissory notes, short-term lending, and trade finance.
Backers & Adoption:
Partners include Solana, Circle, Stellar Development Foundation, and Galaxy Digital. With $3.8B+ in transaction volume, Huma is leading in real-world DeFi integration.
Token Metrics (Aug 13, 2025):
Max Supply: 10B HUMA
Circulating Supply: ~1.73B HUMA
Price Range: ~$0.036–$0.038
Market Cap: ~$65M
24h Volume: ~$60M
Performance: +13–14% in 24h, +278% over 90 days; however, down over the past 60 days.
Market Outlook:
Huma Finance combines innovative tokenomics, institutional-grade partnerships, and robust on-chain volume, making it one of the most promising bridges between DeFi and traditional finance. While short-term momentum is strong, medium-to-long-term performance will hinge on user adoption and sustained trading activity.
HUMA Price: $0.03665 (-1.79%)
