💳 Huma Finance (HUMA) creates the world's first PayFi network 🌐, combining payment and credit infrastructure 💡. Instead of collateralizing cryptocurrency, users can borrow funds 💵 against future income — salaries 💼, invoices 📄, or transfers 🌍.
The protocol analyzes cash flows 📊 and provides liquidity of 70–90% of expected income instantly ⚡ and securely 🔒
