A prominent $XRP influencer is predicting that 2025 will be the year XRP creates a new wave of millionaires. ToniTheRippler, known for their outspoken views on the digital asset, has declared that the cryptocurrency is positioned at the center of what they describe as the largest financial shift in modern history.
In a post on X, they stated, “We are about to watch the biggest financial flip in history… XRP will make millionaire this year 2025. Mark my words. DYOR.”
The post was accompanied by a video in which a speaker detailed the reasons behind this forecast, citing institutional adoption, market infrastructure, and imminent policy changes as driving forces.
✨XRP as the Backbone of a New Banking System
In the video, the speaker claimed that Bitcoin will not lead the forthcoming transformation in the global financial landscape, stating that the XRP Ledger will lead the charge.
They argued that XRP’s technology is on track to become the core foundation for a new banking system, highlighting the role of the RLUSD stablecoin, Ondo tokenized treasuries, and integration with major banking institutions, such as Citibank, JP Morgan, and Chase. The speaker asserted that these entities are already “plugged in and ready” for the upcoming shift.

✨Institutional and Market Forces Converging
The explanation also included a forecast of nearly 30 exchange-traded funds (ETFs) preparing to launch, with the claim that BlackRock is accumulating XRP while publicly expressing little interest.
Additionally, the speaker noted that President Donald Trump has enabled all 401 (k) accounts in the United States to invest in cryptocurrency, opening a pathway for significant retirement fund capital to flow into XRP.
They stressed that this situation is not merely a conventional bull market, but a “complete monetary reset” with XRP at the center. The projection included a potential surge from a few dollars to triple-digit prices within months, driven by institutional payment corridors going live, ETFs absorbing circulating supply, and retirement accounts locking up more of the asset.
✨Wealth Creation Potential
The speaker argued that XRP’s role as a bridge asset for banks, governments, and the settlement of trillions in tokenized global debt positions it to deliver unprecedented returns for early holders. They cautioned that by the time mainstream financial outlets report on these changes, the price may have already moved beyond reach for most retail investors.
The presentation concluded with a call to act before the anticipated shift, directing viewers to a website offering guides and one-on-one consultations to prepare for what was described as the largest wealth transfer in recent history.
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