Latest Updates on Ripple (XRP) as of August 13th

The legal dispute between Ripple and the U.S. Securities and Exchange Commission (SEC) has officially concluded after nearly five years, with a joint dismissal of their appeals and a final judgment resulting in a $125 million civil penalty against Ripple. In other news, Ripple's stablecoin, RLUSD, continues to make steady progress. Recently, the crypto payments platform, Mesh Connect, has added RLUSD as a payment option. Despite a market cap of nearly $650 million, RLUSD still lags behind leaders in the stablecoin sector.

Ripple's XRP, currently trading at about $3.28, is predicted to surge to higher levels following the resolution of the SEC case and a broader recovery in the crypto market. Recent substantial purchases by large investors could potentially lead to a price spike, stimulating further investment in the ecosystem.