【Banking Groups Urge U.S. Senate to Address Gaps in the 'GENIUS Act'】Golden Finance reports that the American Bankers Association, the Bank Policy Institute, and more than 50 state banking groups are urging Congress to address the 'gaps' in the 'GENIUS Act' that allow interest on stablecoins to be earned through exchanges and third-party payments. Banking groups warn of a $6.6 trillion risk of deposit outflows, which could disrupt traditional lending operations and increase borrowing costs.