🟣 @Huma Finance 🟣 — Reshaping DeFi with Real-World Income Streams

Huma is leading the charge in decentralized finance by introducing PayFi, a system that connects real-world payments—like salaries and invoices—with on-chain lending. Instead of relying on crypto collateral, users can borrow based on future earnings, thanks to smart contracts and predictive cash flow models.

🧱 The PayFi Framework — 6 Core Layers

1. Transactions – Fast, low-fee L1/L2 networks for secure payments

2. Currencies – Stablecoins and yield assets for seamless transfers

3. Custody – MPC and smart contracts for instant, secure settlements

4. Compliance – On-chain identity and global KYC integration

5. Financing – Real-time risk tools and tokenized capital delivery

6. Applications – Scalable tools for developers to build compliant DeFi products

🚀 Why It’s a Game-Changer

- Borrowers can unlock 70–90% of their projected income

- Instant stablecoin settlements for businesses and users

- Liquidity providers earn up to 10.5% APY plus $HUMA rewards

- Over $5.5B processed with zero defaults to date

“Huma is building a future where credit and payments move as freely as data.”