Ripple USD is officially integrated into the Mesh payment network with over 50 tokens, enhancing digital payment capabilities for global businesses.
The Mesh payment infrastructure provider announced on August 12, 2025, the integration of Ripple USD (RLUSD) into its payment ecosystem, marking a significant advancement in expanding access to tightly regulated stablecoins. This move allows users to utilize RLUSD as a payment method alongside a portfolio of over 50 existing tokens on the platform.
RLUSD, launched by Ripple in 2024, operates on a 1:1 peg to the US dollar and is backed by reserves consisting of cash, US government bonds, and other cash-equivalent instruments. This stablecoin is issued through a specialized trust company in New York, with reserve audits conducted monthly by a licensed certified public accountant.
Enhancing payment flexibility
The integration of RLUSD brings dual benefits to the Mesh ecosystem. Consumers can seamlessly conduct deposit transactions, transfers, and payments, while merchants are equipped to accept RLUSD payments at the point of sale. This expansion reflects Mesh's strategy to diversify digital payment options to meet the growing demand from the business market.
Market analysts believe that Mesh's adoption of RLUSD could significantly drive the acceptance of this stablecoin, especially as merchants seek stable payment solutions with lower volatility. The strict legal compliance framework of RLUSD, built on over a decade of Ripple's experience in payments and fintech, creates a competitive advantage over other stablecoins in the market.
However, some criticism remains concerning concerns about centralization and dependence on regulators. Supporters argue that these compliance measures actually provide a higher level of protection and trust for consumers, a stark contrast to uncollateralized algorithmic stablecoin models.
Mesh's move reflects a broader industry trend towards integrating fiat-backed digital assets into mainstream payment solutions, signaling the maturation of the stablecoin market towards higher compliance standards.
