Recently, some friends have left messages asking: 'Is it now impossible to withdraw funds freely in Hong Kong?' Let's talk about this today.

The new stablecoin regulations are here, how to play?

On August 1, 2025, Hong Kong officially implemented the (Stablecoin Regulation), a set of 'new rules' specifically governing stablecoins, aimed at creating a more robust, transparent, and secure market environment. The key point is, if you are issuing stablecoins or selling stablecoins to local users in Hong Kong, you must first obtain a license from the Hong Kong Monetary Authority to ensure everyone's money is secure.

The new regulations are strict on issuers, requiring sufficient capital reserves, transparent funding, and sound governance structures. In simple terms, Hong Kong wants reliable and stable stablecoins, not chaotic 'shanzhai' coins.

How is the market reacting since the new regulations came into effect?

  • The trading volume has indeed dropped, with over-the-counter trading falling by about 30% in a week, especially the transfer volume of USDT which has 'shrunk', with stores experiencing the largest decline.

  • However, mainstream stablecoins (like USDT and USDC) are not restricted, and daily buying and selling can still be done with confidence. Professional lawyers have also come out to debunk rumors, stating that these stablecoins remain safe and reliable.

Will the new rules block capital outflow?

Many people are worried that Hong Kong's 'free withdrawal' will be blocked, but this is actually an exaggerated statement. Stablecoin regulation is more like setting a gate to prevent non-compliant or extremely risky funds from running amok, rather than a blanket ban. Licensed institutions can continue to legally conduct stablecoin business, and compliant pathways are actually broader and more stable.

Moreover, many emerging platforms have actually thrived due to the new regulations, such as the XBIT decentralized exchange, with stablecoin trading volume surging over 300%! The Hong Kong market is moving towards a healthier and more regulated trajectory.

Small opportunities behind the new regulations market

If you are an investor or participant, you can pay attention to:

  • Institutions that received the first batch of licenses are expected to become the core backbone of Hong Kong's stablecoin ecosystem.

  • Local HKD stablecoin projects (like HKDG, etc.) may have greater development potential due to policy support.

  • Compliant virtual asset service providers have a clear first-mover advantage.

In simple terms, the short-term 'growing pains' of the new regulations result in a more standardized and safer currency environment.

Tips for daily life

  • Don't panic, the new regulations do not prohibit everyone from transferring and withdrawing funds, but rather make the market more transparent and reliable.

  • Trade with less blind action, and pay more attention to platform compliance and service levels.

  • Focus on licensed institutions and projects, avoid risk hazards, and keep your wallet safer.

  • Remember to plan your fund flow and cross-chain operations reasonably to use digital assets more smoothly.

In summary,

The introduction of Hong Kong's stablecoin regulatory framework aims to establish a safer, more transparent, and competitive financial environment, not to have your funds 'trapped' or 'unable to exit'. Short-term market adjustments are inevitable, but compliant and quality channels and platforms will help you safely and 'freely' move your money.

Don't be misled by 'hearsay' and 'rumors'; those who truly understand the market know how to leverage the rules to create opportunities.

In life, we need to follow rules while also seizing opportunities. Hong Kong's new regulations provide a better stage for everyone, moving steadily and cautiously. Let's look forward to the future together! 🚀

(The above content is for information sharing only, not investment advice. Please be mindful of risks while operating.)#香港稳定币 #机构疯抢以太坊