#DeFiGetsGraded

If we’re “grading” DeFi, it might look something like this:

• Security – C+

Too many smart contract exploits and rug pulls. The tech is promising, but the weakest link often isn’t the code—it’s human greed.

• Innovation – A

From AMMs to yield farming, perpetual DEXs, and liquid staking, DeFi keeps inventing faster than TradFi can keep up.

• User Experience – B-

Still intimidating for newcomers. Gas fees, bridging, and private key management scare off the masses.

• Decentralization – B

Protocols talk the talk, but many still have centralized governance or admin keys lurking in the background.

• Adoption & Accessibility – C+

Growing steadily, but not yet a daily tool for the average person. Still a niche for crypto-savvy users.

📌 Overall GPA: B – Brilliant potential, but needs better safety rails before it goes mainstream.