๐Ÿ”ถ ๐”๐’ ๐๐”๐’๐ˆ๐๐„๐’๐’ ๐‹๐Ž๐€๐ ๐ƒ๐„๐Œ๐€๐๐ƒ ๐’๐‹๐”๐Œ๐๐’ ๐Ÿ“‰

โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•โ•

๐Ÿ”ถ ๐‹๐š๐ซ๐ ๐ž & ๐Œ๐ž๐๐ข๐ฎ๐ฆ ๐…๐ข๐ซ๐ฆ๐ฌ ๐Ÿข โ€“ A net -28.6% of banks saw stronger demand for commercial & industrial loans in Q2 2025 โ€” the lowest since Q4 2023.

๐Ÿ”ถ ๐–๐ž๐š๐ค ๐‹๐จ๐š๐ง ๐€๐ฉ๐ฉ๐ž๐ญ๐ข๐ญ๐ž ๐Ÿ’ณ โ€“ 33.3% reported moderately weaker demand, 4.8% moderately stronger, and 61.9% no change.

๐Ÿ”ถ ๐’๐ฆ๐š๐ฅ๐ฅ ๐…๐ข๐ซ๐ฆ๐ฌ ๐Ÿช โ€“ Net -27.8% of banks saw stronger loan demand, also the weakest since Q4 2023.

๐Ÿ”ถ ๐‡๐ข๐ฌ๐ญ๐จ๐ซ๐ข๐œ ๐‚๐จ๐ฆ๐ฉ๐š๐ซ๐ข๐ฌ๐จ๐ง ๐Ÿ“Š โ€“ Such subdued credit appetite has only been seen in 2020 and after the Fedโ€™s 2023 rate hike cycle since 2008.

๐Ÿ”ถ ๐๐ข๐  ๐๐ข๐œ๐ญ๐ฎ๐ซ๐ž ๐Ÿ” โ€“ Loan activity is deteriorating, signaling caution in business expansion & investment.