🔧 XRP & XRP Ledger (XRPL) — Engineered for high-speed, low-cost cross-border payments.
XRP Ledger uses a consensus protocol based on a Unique Node List (UNL) of trusted validators to confirm transactions in 3-5 seconds, avoiding the energy-intensive Proof-of-Work used by other blockchains. This consensus mechanism enables fast finality and scalability.
XRP acts as the native asset and liquidity bridge on the XRPL’s decentralized exchange (DEX), facilitating atomic swaps and multi-currency transactions without intermediaries. Its ledger supports microtransactions and programmable payment channels, making it ideal for real-world finance and cross-currency liquidity management.
With open-source, permissionless architecture, XRP Ledger combines speed, efficiency, and decentralization for global payment infrastructure.
