@Huma Finance 🟣 is redefining on-chain lending with its pioneering PayFi network!
Unlike traditional crypto-collateral loans, #HumaFinancePayFi brings real-world income streams—like salaries, invoices, and remittances—into DeFi. Using its Time-Value-of-Money (TVM) model, it enables borrowers to access 70–90% of future receivables instantly through secure smart contracts. This unlocks uncollateralized lending, liquidity efficiency, and financial inclusion at scale. The future of DeFi isn’t just about assets—it’s about cash flow. 💡