Huma Finance is redefining credit in the blockchain era. By enabling on-chain income-based lending and factoring, it opens up credit markets to people and businesses traditionally excluded from financial systems. The $Huma token fuels this ecosystem, serving governance functions and incentivizing participants who provide liquidity and assess risk. In the long term, the potential here is massive: if Huma becomes a trusted platform for decentralized credit scoring and lending, it could tap into a multi-trillion-dollar market. For holders, $Huma represents exposure to a protocol designed to scale globally, where real-world cash flows are brought on-chain and made investable. The shift toward on-chain finance isn’t just about trading tokens — it’s about re-architecting credit and debt markets entirely. Huma is one of the few projects tackling this head-on, and holding its token could be a strategic position for those who believe in DeFi’s real-world utility.