@Huma Finance 🟣 is building the world’s first PayFi network, merging payments and financing to unlock real-world income and receivables-based credit on-chain. Unlike traditional crypto-backed lending, Huma allows users to borrow against future income streams such as salaries, invoices, or remittances, using its innovative Time-Value-of-Money (TVM) model.
By analyzing cash-flow patterns, Huma provides instant, uncollateralized lending, offering 70–90% of expected future revenue securely via smart contracts. This empowers individuals and businesses to access liquidity without selling assets, making DeFi more inclusive and practical.
With #HumaFinance $HUMA the future of credit is decentralized, efficient, and designed for the real economy.
