@Huma Finance đŁ : Bridging Credit and Blockchain Payments
What Huma Is Building
#HumaFinance is focused on creating the infrastructure for on-chain credit and paymentsânot speculative trading. The platform enables solutions such as invoice financing, merchant cash advances, and receivable-backed lending, all without reliance on traditional bank intermediaries.
How It Works
Businesses deposit receivables into Huma liquidity pools.
Investors provide capital to fund these receivables.
Smart contracts manage repayment flows and distribute risk transparently.
Why Itâs Different
Unlike many DeFi protocols that remain disconnected from real-world economic activity, Humaâs model is directly linked to business cash flows. This ensures deployed capital is genuinely productive, financing actual commerce rather than purely trading activity.
Recent Developments
The launch of Huma 2.0 Deposits streamlines fund entry for participants while introducing wallet-specific limits to enhance risk management.
The Bigger Picture
As PayFiâpayment-enabled financeâgains traction, Huma Finance is positioned to become a vital bridge between blockchain liquidity and small-to-medium enterprises worldwide.
