delivering faster, cheaper, and borderless transactions to replace outdated systems.
Here’s how it works, built on six powerful layers:
1. Transaction Layer – Instant settlements on Solana.
2. Currency Layer – Price stability with USDC.
3. Custody Layer – Secure storage via Fireblocks.
4. Compliance Layer – Regulation-ready through Chainalysis.
5. Financing Layer – Tokenized receivables for instant cash flow.
6. Application Layer – Tools for cross-border payments, trade finance, and more.
Launched in July 2024 with Solana and Circle, PayFi has already processed over $3.8B in transactions worldwide. Powered by the $HUMA token (10B supply), the system offers 10.5% staking rewards and drives governance.
By eliminating 3–5 day settlement delays and slashing fees by up to 6.35%, PayFi unlocks access to a $4T liquidity pool — aiming to expand into a $10T market across multiple blockchains.
$HUMA isn’t just another token — it’s becoming the backbone of a global payment revolution.
