$TREE **📉 $TREE Q3 Update: Turning Over a New Leaf?**

**Key Stats:**

- Revenue: **$182M** (down 8% YoY)

- Positive EBITDA: **$6.2M** (cost cuts working)

- Mortgage biz still struggling (-18%), but Insurance up **12%**

**What's Working:**

✅ **$150M+ debt paid down** since 2023

✅ **AI matching tool** adoption +22% QoQ

✅ **Cash flow positive by EOY?**

**Risks Remain:**

🔻 High rates hurting loans

🔻 Stock still -65% from ATH

**Verdict:** Pain now, but positioning for comeback.

#FinTech #ValuePlay #StockMarket

[Full Earnings](https://investor.lendingtree.com)

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**Data-driven & balanced** - Want bull/bear case focus? Ask!

*Analysis based on latest 10-Q filing*