The 'Digital Track' of RMB Internationalization When Kyrgyzstan's expatriates use BSIM cards to instantly remit living expenses back home, when Uzbekistan's cotton reaches Chinese factories directly through AXCNH - the Shutu public chain 3.0 is laying a financial pathway that bypasses SWIFT and connects directly to the world with code.
Technological Cornerstone: Shutu public chain 3.0 reconstructs the stablecoin infrastructure performance crushing traditional public chains 15,000 TPS throughput: Shutu 3.0 launched in August can handle 15,000 transactions per second, which is 750 times that of Ethereum (20 TPS), and three times the global average daily transaction volume of Visa, capable of supporting large-scale stablecoin clearing needs. 26 seconds final confirmation: Cross-border payment settlement time compressed from the traditional SWIFT's 3-5 days to under half a minute, saving Chinese enterprises over $20 billion in exchange losses annually. Native AI agent support: For the first time, AI agents are integrated at the blockchain layer to achieve on-chain contract review, risk monitoring, and solve the automation compliance challenges of stablecoins. 'Technology-Compliance-Security' three-in-one hardware-level security: Jointly launched BSIM card with Dongxin HePing, embedding digital wallets into SIM cards to achieve 'private keys do not leave the card', covering 70 government systems. Cross-chain interoperability: Open cross-chain bridges with dozens of mainstream public chains such as Ethereum, supporting seamless transfer of multi-chain stablecoin assets.
Market Breakthrough: The 'Belt and Road' strategy of offshore RMB stablecoins Policy Window: Hong Kong license + Shanghai endorsement Hong Kong (stablecoin regulations) effective August 1, Shutu partner AnchorX (JD system) is expected to become one of the first licensed issuing institutions to issue offshore RMB stablecoin AXCNH. The Shanghai State-owned Assets Supervision and Administration Commission clearly supports blockchain-enabled asset digitization, and Shutu becomes the only public chain in China to carry national-level RWA pilots.
Cross-Border Payment Revolution: Tear apart the traditional USD settlement system pain points tree diagram + stablecoin solutions Central Asia cotton trade settled in 3 days, 5% transaction fee completed in 26 seconds, costs nearly zero Southeast Asian remittances $30 per transaction, $0.15 frozen per transaction for 3 days, real-time settlement of bulk commodity settlement letter of credit dispute rate exceeds 15% smart contracts automatically executed, dispute rate reduced by 92% Data validation: Kyrgyzstan pilot processed 120,000 transactions in 3 months, amounting to over 380 million yuan, transaction fees only half of the traditional ones.
Entrepreneurial Opportunities: Three types of roles capturing the trillion-dollar RWA market
Technical Solution Providers: Compliance bridge Hong Kong opportunity point: Design offshore compliance on-chain architecture for mainland physical assets (photovoltaic power plants, cultural tourism IP), charging a commission of 3%-5%. Case: Qumei Home Furnishing tokenized the income rights of its Beijing factory, raising funds through Hong Kong platforms, improving fund efficiency by 40%.
Payment Service Providers: BSIM Card Eco-Card Hardware Entry: Agency Dongxin HePing BSIM Card, users can directly spend stablecoins through SIM cards (already connected to Walmart). Scenario Expansion: Cross-border e-commerce, energy cross-border settlement (Guoxuan High-tech battery swap station RWA project).
Traffic Operators: Digital Rights Fission Localized Transformation: Transform overseas 'Play to Earn' into 'Share Unlock Membership Rights', linking to Douyin/WeChat ecosystems. Case: Shucang China issued 1 yuan non-heritage digital collectibles sold out in seconds, binding 'destroy on-chain rights - exchange for physical goods' closed loop.
Compliance Red Line: Avoid three major taboo areas prohibited from touching Sovereign Currency Functions: Offshore RMB stablecoins must strictly anchor offshore deposits (AXCNH pegged 1:1 to CNH), domestic issuance is strictly prohibited. Separation of asset ownership and rights: Hainan Huatie model only sells 'digital usage rights' (not ownership), users enjoy dividends + leasing rights. Data Firewall: Use OpenID instead of on-chain addresses to avoid direct collection of user wallet information (a Shenzhen team was banned for displaying ETH addresses).
Next three years: Explosive variables in the Shutu ecosystem 2025 Q3 Hong Kong stablecoin license issuance AXCNH Central Asia pilot 2026 RWA special legislation Trillion state-owned enterprise assets on-chain 2027 BSIM card covers 300 million users Offshore RMB settlement proportion breaks 15%
Technical Dividend: AI agents will drive a 90% reduction in the automation compliance audit costs of stablecoins; Policy Dividend: Shanghai plans to subsidize RWA projects with up to 30 million yuan; Market Dividend: The demand for USD settlement alternatives in Belt and Road countries reaches trillion-dollar levels.
Entrepreneurs need to seize three historical resonances: The policy window opened by Hong Kong stablecoin licenses; The trust crisis in the dollar system among Belt and Road countries; The cost revolution brought by 15,000 TPS public chain technology.
